UNISTREAM International Money Transfer System and Russian Standard Bank have launched a joint service for worldwide online money transfers.

Now visitors to the UNISTREAM website (www.unistream.ru) can make card-to-card money transfers. The new service allows users to transfer money in just a few minutes at any time of day from anywhere in the world. To make a transfer, you only need to specify the recipient’s bankcard number, the sender’s telephone number, and bankcard number.

Users can make transfers between MasterCard and VISA cards issued by any bank, and American Express and Diners Club International cards issued by Russian Standard Bank. The maximum amount of a transaction is 50,000 rubles within Russia and USD 2,500 overseas. The maximum amount of monthly transfers is 600,000 rubles within Russia and USD 50,000 overseas. Transfers are only available to banks cards that support the 3-D Secure technology (Verified by Visa/MasterCard SecureCode/American Express).

"UNISTREAM is committed to providing its customers with a full range of the cutting-edge payment services, while developing the traditional money transfer channels and new formats such as card-to-card, card-to-cash and mobile transfers. We are confident that the new card-to-card online transfer service will enjoy high demand among our clients who appreciate reliability, high quality of financial services, as well as mobility, high-tech systems, and flexibility in making payments and transfers", says Kirill Palchun, head of UNISTREAM International Money Transfer System.

Russian Standard Bank is constantly expanding its money transfer opportunities. In 2010, Russian Standard was the first bank in Europe to provide bankcard transfers between the three payment systems: Visa, MasterCard and American Express. Russian Standard Bank is the only bank supporting money transfers to bankcards of the four major payment systems: Visa, MasterCard, American Express and Diners Club International.

UNISTREAM money transfers are available in more than 100 countries worldwide. The number of service outlets, including self-service terminals, is more than 333,500. In addition to the traditional money transfer channels, UNISTREAM is actively developing remote channels. In the summer of 2013, UNISTREAM in partnership with MasterCard® launched the card2cash transfer service; now MasterCard® and Maestro® cardholders can make UNISTREAM money transfers through the MasterCard Mobile service and cash out transfers at UNISTREAM outlets in Russia. So, in addition to traditional transfers, UNISTREAM customers can also enjoy money transfers from mobile phone accounts, card-to-cash, and card-to-card transfers.

To learn more about the new transfer service, visit www.rsb.ru or www.unistream.ru, or call the Russian Standard Bank call-center (8 800 200 6200) or the UNISTREAM contact center (8 495 744 5555).


UNISTREAM International Money Transfer System is one of the most popular money transfer systems in Russia and the CIS. It is currently operating in over 100 countries through more than 333,500 locations, including self-service terminals. The company’s annual turnover exceeds $5 billion.

UNISTREAM operates networks in Greece, the UK and Cyprus. More than 400 financial institutions around the world are partners of the system.

In 2012, UNISTREAM was named the Best Money Transfer System in Eastern Europe by the International Association of Money Transfer Networks (IAMTN) and Global Banking & Finance Review Awards.

UNISTREAM has been successfully operating in the cash transfer market for over 12 years. Over that time, the popular cash transfer system has grown into a recognized international payment system known for the high quality of service and advanced IT technologies. In 2012, UNISTREAM became one of the co-founders of the National Payments Council, a non-profit partnership established under the aegis of the Central Bank of Russia and Russian Banks Association.

Today UNISTREAM customers can not only transfer money, but also initiate other kinds of payments (loan repayment, payment of utility bills, and other services) through UNISTREAM’s networks of service outlets and payment terminals. UNISTREAM is constantly broadening its product range, developing new tools for consumers, and extending its network of partners. The company has set a goal of becoming a leading player in the growing Russian market of electronic payments.

About Russian Standard Bank

Russian Standard Bank was founded in 1999. Today, Russian Standard Bank is a major national bank in the retail banking, consumer lending and credit card market. Over the thirteen years of its operations, Russian Standard Bank has established and introduced new consumer standards for financial services; 26 million people have become the Bank’s clients in customer lending programs; the loans issued have totaled about USD 57 billion.

Russian Standard Bank has issued more than 41 million bankcards for its customers and is offering a unique selection of over 40 types of credit cards — from innovative service packages for the general public, such as Bank in Your Pocket and Transport Card, to the high-status American Express and Diners Club cards. The Bank has the exclusive rights to the acquiring of American Express in Russia and issuing Centurion cards; it is also a strategic partner of Diners Club International in issuing and supporting the system’s cards in Russia and Ukraine.

Russian Standard Bank is acquiring cards issued by key payment systems such as American Express®, VISA®, MasterCard®, Discover®, Diners Club®, JCB International®, China Union Pay® and Zolotaya Korona®. The Bank has launched retail loan programs in more than 1,800 locations across the country. In addition to credit and savings products, the Bank focuses on the development of settlement products and services, high-tech financial services and provides innovative solutions in cash payments and money transfers, remote services, as well as convenient and secure online and mobile banking applications.

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